Credit Authorizers, Checkers, and Clerks

Authorize credit charges against customers' accounts.

Sector: Government
Preparation: Zone 2 — some preparation needed
O*NET code: 43-4041.00

What you'll actually do

The activities O*NET rates highest for this occupation, most important first. Numbers are out of 100.

Getting Information

central to the job — rated 88/100 for importance.
Working with Computers

central to the job — rated 86/100 for importance.
Communicating with People Outside the Organization

a major part of the work — rated 84/100 for importance.
Communicating with Supervisors, Peers, or Subordinates

a major part of the work — rated 83/100 for importance.
Documenting/Recording Information

a major part of the work — rated 79/100 for importance.
Processing Information

a major part of the work — rated 78/100 for importance.

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

What it takes

Two numbers per line: the level the work expects, and how important it is to doing the job well. Both are O*NET ratings, already on a 0–100 scale.

Skills

Active Listening

Needed at a solid working level (52/100), and rated 66/100 for importance.
Reading Comprehension

Needed at a solid working level (50/100), and rated 66/100 for importance.
Speaking

Needed at a solid working level (50/100), and rated 66/100 for importance.
Critical Thinking

Needed at a solid working level (48/100), and rated 56/100 for importance.
Writing

Needed at a basic working level (45/100), and rated 53/100 for importance.

Knowledge

Customer and Personal Service

Needed at a high level (69/100), and rated 77/100 for importance.
English Language

Needed at a solid working level (57/100), and rated 67/100 for importance.
Mathematics

Needed at a solid working level (54/100), and rated 65/100 for importance.
Law and Government

Needed at a solid working level (50/100), and rated 59/100 for importance.

Abilities

Oral Comprehension

Needed at a solid working level (54/100), and rated 66/100 for importance.
Near Vision

Needed at a solid working level (52/100), and rated 63/100 for importance.
Oral Expression

Needed at a solid working level (52/100), and rated 63/100 for importance.
Written Comprehension

Needed at a solid working level (50/100), and rated 63/100 for importance.

How people get in

O*NET places this occupation in Zone 2 — some preparation needed. That is a statement about what employers typically require, not a rule about you.

Education

A high-school diploma is the usual starting point.

Experience

Some prior work experience helps but is rarely required.

Training

Expect a few months to a year of on-the-job training.

How the work tends to run

Each line below is read off a single O*NET activity rating for this occupation — named, so you can disagree with it.

Most of the day happens at a screen.From “Working with Computers”
Long-running relationships carry the work; the same people come back.From “Establishing and Maintaining Interpersonal Relationships”

How FlightWay scores your fit against this

No black box. Here is the whole method, factor by factor.

1. You answer a short quiz: Your answers build a profile across the same 161 O*NET dimensions this page is describing — skills, knowledge, abilities and work activities. Same axes, so the comparison is like-for-like.
2. We correlate the two profiles: Fit is a mean-centered cosine — a correlation between the SHAPE of your profile and the shape of Credit Authorizers, Checkers, and Clerks. Centering matters: raw similarity between any two occupations sits at 0.70–0.85 because all work shares a common profile, so without it every career would look like a match.
3. The number you see is personality fit only: "Would I want this work" and "am I ready for this work" are different questions, and averaging them answers neither. So readiness — what your résumé, coursework and projects prove — is scored separately and shown next to fit, never blended into it.
4. Every factor is visible: You can open any match and see which dimensions pushed it up and which pulled it down. If you disagree with the number, you can see exactly where it came from.

More in Government

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Occupational data on this page comes from the O*NET 30.3 Database, published by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). O*NET is a registered trademark of USDOL/ETA. FlightWay is not endorsed by, and USDOL/ETA is not responsible for, anything built on that data — see our terms. What is ours is the comparison, the score and the plan.